Medicare Prescription Drug Plans (Part D): These plans provide coverage for prescription medications. They are offered by private insurance companies and can be added to Original Medicare or a Medicare Advantage plan.

Medigap (Medicare Supplement) Plans: These plans help cover the gaps in Original Medicare, such as deductibles, copayments, and coinsurance. They are also provided by private insurers. With a Medicare Supplement Plan you can see any doctor or go to any hospital that accepts Medicare. These plans do have a monthly premium based on your age and the plan you select such as the plan selection you choose . All plans are standardized from (from the letters A-N } and must cover the same benefits no matter which company you choose.

Medicaid: If you have limited income and resources, you may qualify for Medicaid, a joint federal and state program that provides health care. 4.

If you are leaving your employer, you may want to check if they offer supplemental Medicare Plans for retirees in order to compare your options.   If you’re new to Medicare or want to save money or increase your benefits, please call me and we can find a plan to suit your needs and budget.