Most of us don’t realize the important living benefits and options that a properly structed a life insurance provides. So, let’s look at
some examples !!! Mortgage Protection or Payoff if the primary bread winner dies prematurely or becomes permanently disabled. Return of premium rider on certain term insurance policies. If the insured lives beyond the term of the policy. All premiums are guaranteed to be returned to the policy holder if stipulated in the policy.

Tax Free
Accumulation of a guaranteed cash value to augment or supplement retirement savings in some a permanent
life insurance policies on the marketed today and structured for that purpose. How the insured
could have immediate access to 80%---90% of face amount of policy if diagnosed with a terminal or certain chronic illnesses. No need to wait until the insured dies to be able to collect on a policy those riders are included at no cost on most plans today. These are just some of the many features that are offered and the reason why it’s wise to speak with a licensed insurance agent who can help you select from different insurance companies and policies in order to help you select the plan of insurance that fits your needs and budget. My job as an agent is to make sure that you get all the benefits you’re entitled to at the best price. Give me a fifteen
minute call and we can discuss strategies to and get you where you need to be. I have over 16 A + rated companies that I work with and I’m certain we can find your plan together.